changeyourstars8: (Credit to happyrushbig (Disaster))
[personal profile] changeyourstars8
Talked to the refinancing people. The credit report site updates once a month, and since the bank apparently sent in the information for March's house payment after their monthly update time, we have to wait until April 7th.

What this means is, another two house payments out at the first of the month, when we were thinking three months ago that there would only be one. The good news is, we've found a probable renter. The bad news is, the bank told us when they happened a year ago that the 'late payments' were their fault-- there was a computer glitch that withdrew the money from Chris's account every time enough money was there for a house payment. But now that we're trying to refinance, all of a sudden it's our fault and we've got this on our record until a full year has gone by. Which should've been this month.

Over the past few months, my savings account has dropped from over three thousand dollars to about eight hundred. The credit card is near its limit, so I can't put much else on there, which means I'm probably going to have to go into savings further to pay for our eye exams next month. I just got a confirmation call about the book signing at the library, but I don't know how I'm going to afford getting any copies to sell there. Both vehicles are nearly out of gas and I have a half-formed plan to make use of my natural talent to forget to eat and thereby cut down on the grocery bills and my attempts to not flip the hell out are not really working.

GAH. I hate money.
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